Join Us! Take the next step in your journey at Inspira Financial. Guided by our mission to enable better health and greater wealth, we help businesses and individuals thrive today, tomorrow, and into retirement by strengthening and simplifying the health and wealth journey. Our values shape how we show up every day. We Lead with Heart by acting with compassion, empathy, and doing what's right; Cultivate Trust through integrity, transparency, and accountability; Aim Higher by never settling for what's expected and continually raising the standard; and Win Together by collaborating inclusively to achieve the best outcomes. Join us on our journey as we work together to take on the complex and the everyday--turning collective effort into life-changing impact that enriches lives and helps build a better future. Learn more at inspirafinancial.com. We believe in finding the best talent! While some roles are based at one of our office locations, remote roles can sit in any of the following states AL, AZ, FL, GA, IA, IL, IN, MI, MN, MO, NC, NE, PA, SC, TN, TX, UT, VA and WV. Remote status and role locations are subject to change. Relocation is not provided. Employees within a 90-minute radius of our Oak Brook, IL headquarters are required to adhere to the company in-office work guidelines of 4 days per month minimum from 10 am to 2 pm (1 of the 4 days must be a Monday or Friday). This requirement does not apply to support specialist positions. Don't meet every single requirement? That's okay. At Inspira Financial, we know growth comes from people who are willing to learn, challenge themselves, and aim higher. We value individuals who lead with heart, cultivate trust, and collaborate to win together. If you're energized by meaningful work, continuous development, and being part of a team that turns collective effort into real impact, Inspira Financial could be the right next step in your journey. We look forward to receiving your application. Inspira Financial provides health, wealth, retirement, and benefits solutions that strengthen and simplify the health and wealth journey. With more than 7 million clients, representing over $62 billion in assets, Inspira works with thousands of employers, plan sponsors, recordkeepers, TPAs, and other institutional partners -- helping the people they care about plan, save, and invest for a brighter future. Inspira relentlessly pursues better outcomes for all with our automatic rollover services, health savings accounts, emergency savings funds, custody services, and more. Learn more at inspirafinancial.com . We have been recognized for our remarkable growth on lists such as Crain's Fast 50 and Inc. 5000, and for our outstanding workplace culture and benefits with Built In's 2025 Best Places to Work and Gallagher's 2022 Best-In-Class Employer awards. Job Summary & Responsibilities The Fraud Investigator will report to the Fraud Investigations Manager in the Security team. This role is responsible for investigating, resolving, and helping prevent fraudulent activity and other suspicious events affecting Inspira Financial, with a particular focus on cyber-enabled fraud, account takeover, identity abuse, and control weaknesses across digital and operational processes. The Cyber Fraud Investigator will investigate reports of potential fraudulent transactions and suspicious activity, maintain investigation records and case documentation, prepare incident summaries and loss assessments for stakeholders, and support mitigation, containment, and remediation activities. This role will also serve as a strategic partner to Security, Compliance, Operations, Product, Technology, and other business stakeholders by identifying fraud risks, analyzing trends and root causes, and recommending improvements to preventive and detective controls, anti-fraud tooling, and secure process workflows. Duties & Responsibilities

• Support the intake, triage, assignment, and tracking of potential incidents and suspicious activity reported to the Fraud Team.
• Conduct complete and accurate investigations of reported incidents, including review of account history, transaction activity, authentication events, and related evidence, while supporting mitigation, containment, stakeholder reporting, and remediation recommendations.
• Investigate cyber-enabled fraud patterns, including account takeover, identity abuse, social engineering, and other suspicious activity impacting customers, accounts, or business processes.
• Collaborate with the Fraud Investigations Manager and cross-functional partners to perform fraud risk analysis, identify emerging fraud trends, and assess control effectiveness on a periodic basis.
• Identify gaps and areas that could be targeted by threat actors, and assist in recommending actionable changes to strengthen preventive and detective controls, fraud prevention tools, authentication measures, and secure process design.
• Document investigative activities and prepare written reports of f